Acceptance of internet banking in Pakistan: integration of unified theory of acceptance and use of technology and DeLone and McLean IS model: Acceptance of internet banking in Pakistan: integration of unified theory of acceptance and use of technology and DeLone and McLean IS model. KBJ. 2022;15(4):44-61. Accessed March 5, 2026. https://www.kasbitoric.com/index.php/kbj/article/view/301