M IMPACT OF MERGER AND ACQUISITION ON BANKS’ EFFICIENCY IN PAKISTAN . KASBIT Business Journal, [S. l.], v. 18, n. 2, 2026. DOI: 10.54219/jkvcgh22. Disponível em: https://www.kasbitoric.com/index.php/kbj/article/view/438.. Acesso em: 5 mar. 2026.